Vision Insurance in Little Rock, AR

Your vision and optical health are integral to your overall health and wellness. Issues with your eyes and sight can have extensive and adverse impacts on your daily quality of life. With this in mind, you should prioritize ensuring appropriate access to essential optical health care services by acquiring and maintaining adequate vision insurance.

How Vision Insurance Works

Like many types of coverage, vision plans establish a contractual agreement between you and your insurance company. By selecting a policy and maintaining coverage through regular (e.g., monthly) premiums, you can retain financial assistance for various optical health services, products and procedures.

How to Use Vision Insurance

The details, capabilities and limitations of your vision coverage may vary depending on your policy and insurance carrier. Your coverage selections and budgetary preferences are integral in determining how and when you can use your insurance for financial assistance. In many cases, the following are covered:

• Regular checkups
• Screenings
• Frames
• Lenses
• Contacts

In addition, vision policies may also contribute toward eye-related operations and procedures, including LASIK. Depending on the services in question, you may be required to meet your deductible or contribute an out-of-pocket copay.

Where to Get Vision Insurance

Employers commonly offer vision coverage. It’s important to note that vision coverage is often separate from a health or dental plan. In addition, plans may be available through the Health Insurance Marketplace. Eye insurance plans are typically separate from general health insurance and include their own premiums, deductibles and other details.

Learn More

At Sunstar Insurance of Arkansas, our dedicated staff has over 200 years of combined experience serving the insurance needs of families, individuals and businesses. We will work with you to help you fully understand your coverage needs and secure optimal coverage. Contact us today to learn more about affordable dental and vision coverage.