Workers Comp for Employers With WFH Employees
With an increased number of businesses with remote employees, you may be wondering how your workers’ compensation insurance is impacted. Regardless of whether your employees are remote or in the office, your insurance coverage still applies to all of your employees in various locations. Our agents at SunStar Insurance of AR are here to help answer all of your coverage questions.
What Is Workers’ Compensation Insurance?
Workers’ compensation insurance helps cover work-related injury and illness, even for remote employees. The most common at-home injuries include slips, trips and falls and poor ergonomic injuries. To help create the safest work environment remotely, try following these ergonomic safety tips:
Use a separate keyboard and mouse, so your wrists are neutral.
Elevate the monitor to eye level.
Adjust your table and chair to support your back and ensure your hips and knees are at 90 degrees.
Prevent monitor glare by adjusting blinds and curtains or brightening your backlighting.
Take breaks every 30 minutes or so by standing up and walking around.
Use a headset during calls or meetings to free your hands and help prevent muscle fatigue.
If you’re wondering what your workers’ compensation insurance will cover for work-from-home employees, be sure to contact an agent for further discussion.
Do Work-From-Home Employees Have Workers’ Compensation Coverage?
Remote employees are typically covered under workers’ compensation insurance. The policy applies if an injury or illness occurs while an employee completes a work-related task during work hours. An employee must demonstrate that they were acting in the interest of their employer at the time illness or injury occurred. This being said, employers are responsible for the safety of your work environment for on-site and remote workers.
Learn More About Workers’ Compensation Insurance
At SunStar Insurance of AR, we are here to help keep your business and employees safe from financial harm. For further information on workers’ compensation insurance or to get started with coverage, contact an agent today.
This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Don’t hesitate to contact your insurance professional for further information.